Namibia’s high accident rate – can you plan for it?
A total of 3637 road crashes were recorded on average over Namibian roads, claiming 613 lives and injuring 6 281 persons in 2015.
According to the MVA Fund, 56% of the 7333 people that were injured in crashes last year sustained traumatic brain injuries while 44% sustained spinal cord injuries. The MVA Fund says that the frequency of car accidents, injuries and subsequent fatalities as a result of road crashes has become a common phenomenon in Namibia.
“Considering the high road accident rate in Namibia, I would advise road users to ‘rather be safe than sorry’ and take up personal accident insurance,” advised Geoffrey Namaseb of Standard Insurance Brokers.
“It provides you with the peace of mind that in the event of death your loved ones will be taken care of and in case of disability you or your spouse will have access to funds supporting your immediate expenses,” explained Namaseb.
In the unfortunate event of death or permanent disability as the result of a car accident, the Personal Accident Plan from Standard Insurance Brokers pays out a tax-free lump sum to you or to a nominated beneficiary, depending on the extent of the injury.
“Even though you might be the safe one on our roads, you never know how other road users might react when driving. A car accident is an unexpected event that might have a life-changing impact on you and your family. It is for these ill-fated incidences we need to be prepared for and luckily you can have a plan in place,” concluded Namaseb.